5 Things to Know Before Buying a House

Kim PhillipsLangley House Market, Real Estate, Tips

image of living room interior

Has the day finally come to buy a new home? Not only does this bring you one step closer to financial freedom, but you may be investing in your forever home. While this is an exciting new venture, there are some important factors to consider before jumping into real estate. As one of the most significant financial decisions of your … Read More

Beginner’s Guide to Investing in Vancouver Real Estate

Kim PhillipsInside Fraser Valley, Langley House Market, Real Estate, Surrey, Tips

visual image of parents playing with their kids on the couch

Are you looking to gain financial freedom by breaking the 9 to 5 corporate mold? Now more than ever, people are branching away from the standard and focusing on an independent mindset. Through the art of investing, you can increase your wealth without the tiresome workweek. So, if real estate investing is so beneficial, why isn’t everyone doing it? As … Read More

Do You Qualify for First-Time Home Buyer Programs?

Kim PhillipsHomeowner Hacks, Inside Fraser Valley, Langley House Market, Real Estate, Surrey, Tips, Uncategorized

visual image of couple buying a home

Buying a new home is exciting, especially when it’s your first time purchasing real estate. Not only is it a great investment for your future, but buying a home gives you limitless opportunities to create your dream space. As many BC residents know, the luxury of becoming a homeowner involves an investment of time, effort, and money. To maximize on … Read More

Maximizing Your Laundry/Mudroom During Your Home Sale

Kim PhillipsHomeowner Hacks, Real Estate

When it comes to Fraser Valley Real Estate, we have a comprehensive and in-depth understanding of what buyers are looking for in a home. In Surrey, Langley, Cloverdale and South Surrey, many potential buyers will be looking for a home that can accommodate the unique needs of a family. They are particularly looking for extra storage, pantries, closets and functional … Read More

Our Trusted Service Providers

Kim PhillipsReal Estate

Thinking of selling your home in the Lower Mainland? If you’ve moved in the past, you know that you need the right people on your side to help prepare your home for sale and assist in the transaction.  If you’re looking for a REALTOR® in the Fraser Valley region, we would love to work with you! The Kim Phillips Real … Read More

New Mortgage Stress Test Rules Start June 1st

Kim PhillipsReal Estate

“For many Canadians, the most important investment they will ever make is the purchase of a home. Increasingly, however, that dream is becoming unaffordable and unattainable. The recent and rapid rise in housing prices is squeezing middle class Canadians across the entire country and raises concerns about the stability of the overall market.” Starting June 1st, 2021, the Office of … Read More

Reasons To Sell Your Home In The Summer

Kim PhillipsReal Estate

Your Home Will Look It’s Best: Summer in the Fraser Valley is truly a beautiful time of year. In the summer, the trees, flowers, and curb appeal is at its peak which in turn can increase the value of your home. Not only will this mean your showings will be more positive, the photos will also be at their best. … Read More

OSFI Considers Increasing Stress Test For Uninsured Mortgages

Kim PhillipsReal Estate

Sound residential mortgage underwriting is always important for the safety and stability of financial institutions; today it is more important than ever. – Jeremy Rudin, Superintendent The Office of the Superintendent of Financial Institutions (OSFI) restarted its consultation on the minimum qualifying rate for uninsured mortgages, and re-emphasized the importance of sound mortgage underwriting. This is likely stemming from several … Read More

2020 Speculation & Vacancy Tax Declaration

Kim PhillipsReal Estate, Tips

Let’s Talk about the Speculation & Vacancy Tax! You would have received your declaration letter between mid-January to mid-February in the mail. This is a friendly reminder that your Speculation & Vacancy Tax Declarations are due March 31st, 2021. It’s easy to submit your declaration online HERE. Not familiar with the Speculation & Vacancy Tax Declarations? Read below for more … Read More